About Me

My journey to becoming your trusted advisor was forged through service, commitment, and adapting when better solutions emerge.

As an Army and Air Force veteran, I learned discipline, integrity, and mission-focused dedication. These principles guide my retirement planning approach today. Just as military strategy adapts to changing conditions, I remain flexible and unbound by loyalty to any single financial product—my only allegiance is to your financial security.

After military service, I continued serving as a police officer. That "protect and serve" promise now extends to my financial practice, safeguarding retirement dreams with the same vigilance I once protected communities.

My evolution continued with Medicare systems, final expense planning, and countless kitchen table conversations. What I discovered was eye-opening: many clients believed they had expenses covered but were unknowingly depleting their retirement funds. This became my calling—connecting healthcare costs, final expenses, and sustainable income into one cohesive strategy.

Advancing My Fiduciary Commitment:

I'm currently completing my Certified Financial Fiduciary (CFF) designation—a legal and ethical commitment that sets me apart. The CFF ensures I'm bound by the highest fiduciary standards, legally obligated to put your best interests first, above all else. While many professionals operate under "suitability" standards, my fiduciary commitment requires recommending what's truly best for your situation, regardless of compensation differences.

Today's Practice:

I specialize in safe money vehicles with zero risk of market loss—creating "forever money" designed to last as long as you do. With access to multiple carriers and products, I investigate every option for your unique situation. My approach challenges conventional wisdom: while traditional advisors recommend 4% withdrawals, I show clients how properly structured annuities can safely provide 6-8% income while principal continues growing.

Let me bring military precision, protective instinct, fiduciary commitment, and financial expertise to your retirement planning.

Let's have a conversation about what forever money looks like in your retirement days.

Curt Moore | 301-900-8407 | [email protected] | NPN# 16807603

Let's Have a Conversation

Our Mission

We are a trusted financial firm dedicated to helping people retire with confidence by securing guaranteed lifetime income through annuities. Our mission is to provide safe, tax-efficient solutions that protect savings, grow wealth, and eliminate market risk—so you can enjoy financial freedom for life.

Our Philosophy

We believe retirement should be stress-free, not a guessing game.

Our philosophy? Protect your money, grow it safely, and turn it into a lifetime paycheck—without worrying about market crashes or tax surprises.

Smart, simple, and built to last—just like your retirement should be!

Our Promise

Our promise? To keep your retirement safe, simple, and stress-free. No market risks, no hidden fees—just guaranteed income, smart growth, and a plan that actually works for life.

We’ve got your back, so you can enjoy the future you deserve!

Our Guarantee

Our guarantee? Your money is protected, your income is secure, and your retirement is worry-free.

No market crashes wiping out your savings—just safe, steady growth and a lifetime paycheck you can count on.

Frequently Asked Questions

What is an annuity, and how does it work?

An annuity is a financial product designed to provide a steady stream of income, typically for retirement. You contribute money either as a lump sum or through periodic payments, and in return, the annuity grows tax-deferred. Later, you can receive guaranteed payments for a specific period or for life, depending on the type of annuity you choose.

Are annuities safe investments?

Annuities, particularly fixed and indexed annuities, are considered safe because they are backed by insurance companies rather than the stock market. Unlike stocks or mutual funds, they protect your principal from market downturns. It’s important to choose a financially strong insurance company to ensure the security of your investment.

What are the main types of annuities?

There are three main types of annuities:

**Fixed Annuities: Provide a guaranteed interest rate and predictable income.

**Indexed Annuities: Offer growth potential linked to a market index, with downside protection.

**Variable Annuities: Invest in the market, meaning your returns and risks vary with performance.

Can I access my money if I need it?

Most annuities have a surrender period, during which withdrawals beyond a certain limit may incur fees. However, many annuities offer penalty-free withdrawals of up to 10% per year. Some also include liquidity options for emergencies like illness or long-term care needs. Always check the terms before purchasing.

Get in touch with us today...

Planning for a secure retirement? I'm here to help!

I specialize in annuities that protect your savings, provide lifetime income, and offer tax-free growth. Whether you have questions about forgotten 401(k) rollovers, avoiding market losses, or setting up guaranteed income for life, my military precision and financial expertise are ready to guide you.

Contact me today for a free consultation and take the first step toward the retirement security you deserve—where your essential expenses are covered by guaranteed income, your healthcare needs are addressed, and your legacy remains intact.

NPN# 16807603